Software development for Charlotte companies

What software development covers

App development in Charlotte

Banking apps in this market are judged by the audit first and the interface second. We build both, with policy evaluated before the request runs and an event trail that reconstructs every change rather than approximating it.

Dynamics 365 consultants in Charlotte

Charlotte's manufacturers and energy contractors, the motorsports engineering shops around Concord and Mooresville, and the firms serving the banks in Uptown run Dynamics 365 Business Central and CRM under the same audit expectations as the lenders they work with. We implement both with approval workflows in Power Automate and reporting in Power BI that reconcile to the ledger without a spreadsheet in between.

The regulator asks about the model

Bank of America and Truist both keep their headquarters in Charlotte, and banks of that size answer to SR 26-2, the model risk guidance the Federal Reserve, the OCC and the FDIC issued in April 2026 to replace SR 11-7. It takes a risk-based approach tailored to each bank's model risk profile, and at a bank this size the automated credit and fraud decisions are the ones model risk looks at first.

Model risk should see an AI system in its first month, as its first real audience. A model that can't show what it was given, what it decided and which version decided it will draw a finding, and that record can't be added later to a system that never kept it. So we won't ship a decision path without it, even in a pilot.

Before any code, we write the documents your validators will ask for anyway. They set out what the model is for, where its inputs come from, its known limits and how its output will be monitored, written with your model risk team in the room. Then every decision logs its inputs, its version and its outcome, and validation starts with the evidence already there.

Clients we have done this for

The iLending work automated lead and loan officer assignment, rate sheet processing and stipulation document management, and improved CRM integration and API performance. Manual errors dropped and agent onboarding got faster, which is what a bank's lending operations team wants from automation sitting on the path of a credit decision.

How an engagement runs

1. 01

   A technical conversation

   Not a sales call. An engineer, asking what you are trying to do, what has been tried and what it will actually take. Where the work needs them, product and design people join the same conversation.

2. 02

   Two weeks, fixed fee

   A short assessment ending in a written plan with a scope, a sequence and a number. You own the document whether or not you carry on with us.

3. 03

   Build with your team in the repo

   Senior throughout, and no pyramid with one architect over a floor of juniors. The person in your standup is the person writing the code.

4. 04

   Run it

   We stay on the pager. Nobody designs a fragile thing they will personally be woken by, which is most of why this arrangement produces different software.

Two weeks, fixed fee, and a written plan whether or not you build it with us.

Around Charlotte

Charlotte's developer groups, Java to Clojure

• User group · Every one to three months, weekday evenings

  Charlotte Java User Group

  Evening talks on Java and software design have moved lately to AI agents and MCP, useful for a bank weighing how agents reach its Java services.

  Volunteer organisers. Pinnacle Solutions Group, 5800 Old Pineville Rd, Suite 202.

• Meetup · A few evenings a year

  Charlotte Cloud Computing

  Membership is by request and the sessions go deep on AWS infrastructure, the right room before deciding how a new platform should be hosted.

  Volunteer organisers, with the AWS Charlotte User Group. Charlotte, location shared with members.

• User group · Several events a year

  GDG Charlotte (Google Developer Group Charlotte)

  A recent panel on Android app quality and Google Play is the kind of session a team shipping a customer-facing banking app should hear.

  Google Developer Groups volunteers, partnered with UNC Charlotte. Rotates between UNC Charlotte's campuses and CLT Startup House, 1717 Cleveland Ave.

• Meetup · Every one to two months, weekday evenings

  Charlotte Devs

  Mostly brewery socials, an easy, low-pressure way to get a feel for the developers working around the city.

  Volunteer organisers. Rotates between local breweries and offices, such as Gilde Brewery.

• University · Ongoing degree programmes

  M.S. in Artificial Intelligence and M.S. in Computer Science, UNC Charlotte College of Computing and Informatics

  UNC Charlotte's computing college runs the state's first graduate AI programme beside its computer science MS, both feeding the local hiring pool.

  UNC Charlotte College of Computing and Informatics. UNC Charlotte, University City; some evening classes at the Dubois Center.

Each listing was checked on its organiser's own page on 12 October 2026. Dates and venues move, so the link is the source.

Where to go deeper

Also in Charlotte

What else we build for Charlotte companies.

Software development elsewhere

The same work, in other metros. The full list is here.

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