# Financial Services

> TechFabric builds lending and auto finance systems on Databricks: loan origination and refinance workflows, servicing, repossession, and the governance around them. Named clients include SWBC, Auto Approve, iLending and Location Services, and AutoFabric packages the loan lifecycle as governed agents.

Canonical: https://www.techfabric.com/industries/financial-services

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Lending is where we have built the most, and it is why AutoFabric exists. The pattern repeats: a process with a regulator at the end of it, a queue of exceptions someone is clearing by hand, and a system of record that cannot explain how a decision was reached nine months later. We build the durable workflow for the steps that must not half-complete, the application operators actually open, and lineage good enough to answer an examiner.

## Do you understand lending compliance, or only the engineering?

In this sector they are the same problem. TILA, ECOA and FCRA checks are built into AutoFabric at /products/autofabric as policy the agent is evaluated against on every action, rather than sampled in a quarterly review. We build the system so your compliance people can prove what happened.

## We are a credit union, not a national lender. Is that too small?

The SWBC work at /case-studies/swbc was built for credit unions specifically, and the constraint there was loan officers who needed to move faster without a training manual open beside them. Smaller institutions tend to have clearer problems and shorter decision paths, which suits how we work.

## Can you work with our existing loan origination system?

Yes, and it is the more common shape. The Auto Approve engine at /case-studies/auto-approve sat in front of existing workflows rather than replacing them, and AutoFabric reaches into DealerTrack, RouteOne and CDK because that is where the deals already are.